MONEY MOGUL
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A SIMPLE GUIDE

The Financial Order of Operations

Nine money steps, in the right order. It tells you what to do with your next dollar — so you stop guessing.

Find my step for freeSee the 9 steps

Completely free · No bank login

GREAT MONEY IDEAS. EVERYDAY WORDS.

Don’t do everything. Do the next thing.

A good money plan gives your next dollar a job. The order helps you choose.

Brian Preston and Bo Hanson teach the nine money steps.

Put your money moves in order.

A surprise bill, work matching money, and costly debt need different jobs. A checklist helps you decide what comes next.

ONE SMALL MOVE

Check your work savings plan. Find how much you need to save to get the full .

Put these ideas into my plan

MONEY MOGUL turns these lessons into steps using your numbers. Completely free.

What is it?

The Money Guy Show teaches nine steps for your money. Start with safety. Get matching money from work. Clear costly debt. Then save for life later. You can work on more than one step.

The big idea: give every dollar a job, in the right order. Grab free money first, get rid of costly debt, build safety, then grow wealth.

TRY IT

The 9 steps

Tap each step you have already finished. We will show where you are.

  1. Cover your deductiblesYou are here

    Keep enough cash to pay your highest insurance .

    A surprise bill should not go on a credit card. This small pile of cash stops one bad day from starting new debt.

  2. Get your full employer match

    If work matches your retirement savings, save enough to get all of it.

    A match is extra pay. Skipping it is like turning down part of your paycheck.

  3. Pay off high-interest debt

    Clear debts with high rates, like credit cards.

    High interest grows faster than most investments. Paying it off is a sure win.

  4. Build your emergency fund

    Save 3–6 months of must-pay bills.

    Job loss or a slow month will not wreck your plan. Self-employed people often want more.

  5. Use a Roth IRA and HSA

    Save in accounts with big tax breaks.

    Money in a Roth can grow tax-free. A health savings account () can help with health bills now and later.

  6. Save more for retirement

    Work toward saving 25% of your income for the future.

    This is where wealth really starts to build, often through a at work.

  7. Build more freedom

    Invest extra money beyond retirement accounts.

    A regular investing account adds freedom and options before retirement age.

  8. Prepay future expenses

    Save ahead for big costs like college or your next car.

    Paying cash later means less debt and less stress.

  9. Pay off low-interest debt

    Pay down things like a low-rate mortgage early, if you want.

    By now your future is on track. Owning your home free and clear is a great feeling.

WHY WE EXIST

We love this plan. Using it was the hard part.

Great teachers share useful money ideas. But a book does not know your bills. A video does not know your business. You still need to ask: what should I do next, with my money?

MONEY MOGUL turns those lessons into a simple plan using your own numbers.

Know your step

See the exact step you are on, worked out from your balances.

See the dollars

Know how much is left, like "$2,300 to go."

Learn the why

Short lessons from classic money books, in plain words.

Completely free. No bank login needed. You type your numbers, and they stay private.

Questions

Stop guessing. Know your next step.

Add your numbers in a few minutes. MONEY MOGUL shows your step, your dollars to go, and why it matters.

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